Critical Illness Insurance

No one should worry about money while experiencing a health crisis.
Critical Illness Insurance by ISI allows Canadians and their loved ones to focus on what's important: recovery.

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Critical Illness Plan

What would you do if you were diagnosed with a serious illness and could no longer work? Critical Illness Insurance provides Canadian families with a tax-free lump sum benefit should this happen. That makes it a lifesaver for Canadians faced with unexpected expenses not covered by the government or their employers.

Thanks to ISI’s unique application process, Canadian residents can get instant critical illness coverage — no medical exams, agent visits or complicated paperwork required!

Key Features

Instant coverage for 25
serious conditions.
Click here for a complete list

Tax-free benefit from $5,000 up to $150,000

No medical exams,
no doctor’s reports

Fast, paperless application

Guaranteed acceptance regardless of health up to $50,000 in coverage.

Six simple questions to apply for higher coverage

30-day review period to ensure you are completely satisfied with your coverage

Alzheimer’s disease
Aorta surgery
Benign brain tumor
Blindness
Cancer
Coma
Coronary artery bypass surgery

Deafness
Dismemberment
Heart attack
Heart valve replacement
Loss of speech
Major organ failure
Major organ transplant

Motor neuron disease
Multiple sclerosis
Occupational HIV Infection
Paralysis
Parkinson’s disease
Severe burns
Stroke

Partially Covered Conditions: You can receive a partial payment of your benefit amount in the event you are diagnosed with:

DCIS
Cognitive impairment

Early-stage prostate cancer

Loss of Independence

What Can Critical Illness Insurance
Do for You?

Take care of everyday living expenses
Pay for medical costs such as physiotherapy, speech therapy, or a caregiver
Make up for a family member’s lost income so they can be there to support you in your recovery
Retrofit your home to be more accessible
Take time away from work to go on a much needed vacation with your family
Be in full financial control of your recovery