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Permanent Life Insurance

Don’t want to risk outliving your life insurance policy? ISI’s Permanent Life Insurance provides lifetime coverage without any of the hassle.
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What is Permanent Life Insurance?

What would happen to your loved ones if something happened to you?
No one likes to think about it, but life is unpredictable. That’s where Permanent
Life Insurance by ISI comes in.

With Permanent Insurance, Canadians get peace of mind that lasts a lifetime. 
As long as premiums are paid and the policy is in force, your beneficiaries are guaranteed to get a tax-free benefit.

This makes this product an ideal choice for Canadians looking for long-term coverage without the worry of having their coverage expire.

We Offer 4 Permanent Life Insurance Options:

Final Expense Plan

by Insurance Supermarket

Key Features:

  • Available to all Canadian residents ages 18-74
  • Guaranteed acceptance regardless of health status
  • No medical exam, no health questions
  • Benefit amount up to $25,000, with complimentary
    accidental death benefit up to $100,000
  • Coverage till age 100

Term 100 Life Insurance

by Insurance Supermarket

Key Features:

  • Available to all Canadian residents ages 18-80
  • No medical exams, no doctor’s reports, or nurse’s visits
  • Fast, paperless application
  • On the spot approval for most applications
  • Premiums guaranteed to stay level
  • Benefit amount up to $1,000,000*
  • Lifetime coverage

Plans offered through partnerships with leading Canadian insurers

Whole Life Insurance

Key Features:

  • Permanent protection
  • Most plans offer guaranteed premiums that will not
    increase regardless of changes in health
  • Guaranteed benefit that will not decrease overtime
  • Some plans build cash value overtime which can be
    withdrawn or taken out as a loan

Universal Life Insurance

Key Features:

  • Permanent protection
  • Most plans offer guaranteed premiums that will not
    increase regardless of changes in health
  • Offers tax-advantage investing option
  • Can be used as an estate planning tool

Why Do You Need Permanent Life Insurance?

  • Cover final expenses, including funeral costs
  • Provide financial support to surviving partner and your family
  • Products with investment component allow for wealth accumulation.
  • Cover your mortgage balance to ensure your loved ones can keep their family home
  • Cover post-secondary education for your children
  • Cover large debts
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Life Insurance Calculator

Calculate how much life insurance you might need to help protect your love ones.
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Life Insurance Made
Easy. Fast. Affordable.

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