Term Life Insurance

Life insurance doesn’t need to be complicated and expensive.
Term Life Insurance by ISI provides affordable, flexible coverage for all Canadians.
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What is Term Life Insurance?

Term Life Insurance provides coverage for a specific period of time, typically 10, 20 or 30 years. If the policyholder passes away during the term, their beneficiaries receive a tax-free death benefit.

Since coverage is temporary, Term life insurance can be the most affordable, flexible life insurance option for every Canadian.

Plus, thanks to ISI’s unique application process, Canadian residents can get instant term life coverage, without the need for no medical exams, agent visits or complicated paperwork.

Key Features

No medical exams, no doctor’s reports or nurse’s visits
Fast, paperless application
On the spot approval for most applications
Benefit amount up to $1,000,000
Choice of coverage duration
of 10, 20 or 30 years
Fixed premiums for the duration of the term
Option to renew with no additional health information

Why Do You Need Term Life Insurance?

  • Replace lost income to ensure your family can maintain their quality of life
  • Cover your mortgage balance to ensure your loved ones can keep their family home
  • Cover post-secondary education for your children
  • Cover large debts and taxes

How to Apply?

Getting coverage is as easy as 1-2-3 (No, really).
Complete a quick 1-minute quote request.
Answer a few simple questions with our friendly advisors.
Get your policy within 48 hours*
* In some rare cases more time is required to process the application.
Get Your 1 minute Free Quote Now

Life Insurance Calculator

Calculate how much life insurance you might need to help protect your love ones.
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Life Insurance Made
Easy. Fast. Affordable.

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