Independent
American Plan

by American Amicable

This affordable whole life insurance plan offers easy eligibility and fast approval to US residents up to age 85. Making it a great choice for securing final expenses, debts or leaving a nest egg for your family.

Get a Quote

What is Independent American Plan?

Independent American is a life insurance plan that provides affordable, lifetime protection without medical exams, endless paperwork, or agents at your door.

Whether you are looking to cover funeral expenses, final costs, outstanding bills, and taxes or simply leave a thoughtful gift to your loved ones, this plan will help get you there.

Key Features

Your beneficiaries receive a benefit of up to $35,000 if you are aged 50-75 and up to $20,000 if aged 76-85
at the time of application.

Guaranteed lifelong protection with premiums payable to age 100.

No medical exams, nurse’s visits or bloodwork required.

Simple, over the phone application, with no complicated paperwork.

Terminal illness rider included at no extra cost, providing up to 100% of the death benefit if diagnosed as terminally ill where life expectancy is 24 months or less.

Confined care rider offers a monthly benefit of up to 5.0% of the total coverage if confined to Nursing Home at least 30 days after the policy is issued.